Covac Global Membership Benefits

Click here for the Covac Global Membership FAQs

Covac Global is the only travel membership program that will bring you home if you contract covid-19 while traveling. If you get sick, you get home. Simple, focused and effective.

*January 11 2022 Update: No Hospitalization Required. Triggers for Covid evacuation include: Positive PCR test and Medically Prudent to Avoid Member Hospitalization.

Membership Benefits

Covid-19 Evacuation & Repatriation

All-expense paid medical transport back to home city in the case of a positive COVID-19 diagnosis and at least one symptom while traveling. Domestic and international plans available.

Covac Global is the pioneer pandemic evacuation and repatriation membership program. Covac Global is the only fully indemnified medical evacuation program designed to specifically cover those who contract COVID-19 while traveling. Should a Covac Global member be diagnosed with COVID-19 while they are on a trip, Covac Global will arrange for medical transport back to their home at no expense to the member. No hospitalization is required.

Pandemic Assistance & Intelligence

COVID-19 & pandemic related medical advice, healthcare referrals and access to pandemic travel intelligence, alerts and advisories.

Each Covac Global member has exclusive access to worldwide medical and pandemic intelligence and mobile alerts to help mitigate risks associated with COVID-19. In addition, our operations team can provide a comprehensive global list of referrals for hospital and healthcare providers specializing in COVID-19 testing and care.

24/7 Travel Risk Assistance*

Available Fee-For-Service Travel Security Risk Assistance Including Secure Ground Logistics, Executive Protection And Meet & Greet Services.

Apart From Our Exclusive Covid-19 Repatriation Coverage, All Members Have Access To Our Full Suite Of Travel Security Risk And Assistance Services. Available Services Include:

• Executive Protection & Secure Logistics
• Airport Meet & Greet Services
• Crisis Response For Personal Risks To Include Kidnap & Ransom, Extortion, Civil Unrest And Political Violence
• Security Evacuations
• Bespoke Risk Assessments And Itinerary Consulting

*all Security Risk Assistance Services Are Fee-For-Service Based.

Who is Covac Global?

Covac Global is the pioneer for pandemic evacuation and repatriation membership program

What is the program designed for?
To cover those who contract COVID-19 while traveling

*January 11 2022 Update: No Hospitalization Required. Triggers for Covid evacuation include: Positive PCR test and Medically Prudent to Avoid Member Hospitalization.

What are the triggers to be transported?
Members present a positive PCR test and must exhibit one or more symptoms (including but not limit to: fatigue, headache, fever, or chills)

Do you require the member to be hospitalized?
No

Is there a ‘hold’ period before I can use my membership? Can I buy this to use immediately?
There is a 14-day hold period before a membership is ‘active.’ This is to prevent someone from buying our membership who is already knowingly positive. The hold period ends at 11:59 pm 14 calendar days after your purchase date.

What is the process of using a membership?
Once the purchase is made there is a 14-day ‘hold’ period. After that hold period the membership can be used (the membership is ‘active’). Membership days can be used for any point that the membership is ‘active’ (for 12 months, or 1 year and 2 weeks after the purchase date). Membership days need to be notified to Covac Global at any time, but not later than one calendar day before a trip that you want covered. Notification of travel days can be during the hold period so long as the dates are after the hold period has ended and the membership is ‘active’.

Do you exclude pre-existing conditions?
No. Covac Global is is a membership program, not a health nor a travel insurance plan.

What is the Annual Coverage Limit for evacuation and repatriation?
$250,000 per membership

How Many Transports Does the $250,000 Annual Limit Cover?

Will you transport the other family members that purchased the membership if someone in the party contracts COVID-19?
Yes, 99% of the time.

We follow the guidance of our flight doctor and medical staff. If it is not in the best interest of the health and safety of our member to have others on board who have not met the “triggers’ for the benefits, then they can fly home commercially. When there is space on board and is does not risk health and safety, we can transport other members of the party

How do you get them back home?
We handle all logistics of ambulances and air ambulances to get our member’s home. We have partnerships with registered air ambulances, located around the globe for quick access to our members including transportation to and from the airport

Will there be any physicians or nurses on board?
Yes. We have a flight doctor and any other medical staff needed for the health and safety of our members

Will you take them back to their home country?
We will arrange for medical transport all the way back to the member’s home (or doctor’s office or hospital if necessary) Not just the closest port of entry

How old does someone need to be to purchase an individual membership?
21. Individuals under the age of 21 can be included on a family plan when the primary family member is over 21

How far in advance do you have to purchase the membership?
Members must purchase their membership at least 14 days in advance of first trip

How do I activate my membership?
Submit your travel dates in advance of your trip here to make sure you receive benefits on that trip

How many days can I travel for on a 15-, 30-, 60- or 90-day membership?
14 days is the maximum trip length. If you would be traveling longer than 14 days, we encourage you to call our membership team so that we might engineer a different solution

What countries can purchase the memberships?
Residents of the US & Canada

Do you plan on having a domestic product?
Yes, we are working on that and should have it in the coming weeks. We are also planning on introducing a series of other products not COVID related

Are there any restrictions on the membership?

• Countries that have an active government mandated stay-at-home order
• Traveling on a cruise ship
• Attending a large-scale public gathering
• Civil unrest
• War
• Terrorism
• Must have a valid legal passport or visa to be transported

Do you cover expats?
No

Does Covac Global have their own fleet of air ambulances or private jets? who is the partner they use?
COVAC GLOBAL provides emergency medical transportation around the globe. We maintain a network of vetted air ambulance providers and resources around the world to ensure access to the safest, most appropriate aircraft and medical crew. We are not beholden to our own fleet and can offer members flexibility of providers located in various areas of the world

Can potential members find out destination information before purchasing a policy? For example, which countries are not allowing travelers in.
Currently Covac Global does not restrict travel to any country. We would suggest anyone who is not a member and requesting to better understand what the current travel restrictions are prior to purchasing, to review the updated information on the https://travel.state.gov/content/travel.html site for current travel warnings, advisories, and restrictions.

How does the membership maneuver with the current CDC guidelines?
We follow the CDC guidelines for air ambulances and are bringing you into the country under the care of the flight doctor and global health Director. You will still need to follow all state regulations including quarantines and immigration processes

What exactly are all the medical requirements for a traveler who tested positive to receive air ambulance transport?
COVID positive travelers are not currently authorized to be transported via commercial flight, so any transportation would be completed via a medical repatriation flight. Covac Global customers are required to test positive for COVID 19 via PCR test and be exhibiting at least one symptom (as listed by CDC/WHO) to be eligible for transportation. Additionally, travelers must also be fit for air travel as defined on a case-by-case basis.

Are name changes allowed if changing before date of departure?
Name updates such as “I got married and changed my name” are fine. New members should buy separate policies. We do not “share” membership days

If a member had a transport one time, can they buy a second membership to travel again?
Yes, they would buy a new membership and be covered for the new trip still regardless.

Traveling member traveled to and is currently in a country that has issued an official stay at home mandate. If this mandate is NOT in place PRIOR to their arrival, would they have transport services if they are diagnosed with COVID?
Yes, as long as this was done during a covered trip (after their arrival). To be clear, Covac Global must comply with all laws and other mandates and if something is preventing air ambulances from travel that would restrict the member’s benefits.

Are Yachts considered under the cruise ship exclusion in the membership?
Small luxury yachts are not excluded.

If someone dies before the trip, is the membership refundable?
Yes

Are you covering the COVID variants?
Yes

Are you disqualified if you have already had the vaccine?
No

If the policy has been purchased, but trip has been cancelled prior to starting travel, will they be refunded?
Our memberships are not trip dependent. Often, our members choose to buy this for a specific trip and end up using it on several different trips as they may come up

Do you service clients on Safari who may be at a remote lodge in the Bush?
Yes

What if a second or third family member becomes ill days after the initial person falls ill? Do you bring them home afterwards too?
Yes

Will you fly clients if they have had a stroke? I know flights are riskier for people with clotting issues. It may not be that they are near death but that are at more of risk due to the flight.
Yes, the patient must be fit-to-fly as judged by our flight doctor, but we do not discriminate based on pre-existing conditions.

You travel abroad for many reasons. IMG gives you full-service international medical insurance products for vacationers, expatriates for short or extended periods, anyone traveling frequently between countries, and if maintain multiple countries of residence. IMG’s comprehensive range of major medical, life, dental and disability products can be tailored to meet your needs.

Scroll down to see each plan. Download brochures plus get detailed quotes and the full Certificates of Coverage. You may easily and safely apply online, too. You will immediately be emailed your confirmation and documentation.

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition. This brochure contains many of the valuable trademarks, names, titles, logos, images, designs, copyrights and other proprietary materials owned and registered and used by of International Medical Group, Inc. and its representatives throughout the world. © 2007-2016 International Medical Group, Inc. All rights reserved.

Use this interactive map to know more about the coronavirus-related travel restrictions across the globe.

Geo Blue Voyager Essential and Choice Single-Trip Travel Medical Plans for Trips Outside the USA

Click here to find the Geo-Blue Trekker Multi-Trip plans

Single Trip Travel Medical & International Health Insurance

The Voyager Essential plan does not require you to have a primary health plan. * A Primary Plan is a Group Health Benefit Plan, an individual health benefit plan, or certain governmental health plan (including Medicare Supplements and Medicare Advantage plans) designed to be the first payor of claims for an Insured Person prior to the responsibility of this Plan. Medicaid and Veterans Administration health benefit plans are not considered a primary plan under this policy.

IMPORTANT: Certain GeoBlue policies are filed as secondary coverage. However, GeoBlue administers and pays covered claims upfront in a primary manner.

Eligibility Requirements

• Home Country is the U.S.; and
• You must be under Age 96 and;
• Enrolled in a Primary Plan*; and
• For Children under age 6, must be enrolled with a parent and;
• Initial purchase must be made in the USA at least one day prior to departing on your trip:

Family Members included in your Plan (if applicable) must be:

• Your spouse; civil union partner or domestic partner age 95 or younger, and/or your eligible child(ren) or other eligible dependent(s) — see the Eligible Dependents list below.
• Resident(s) of the United States except MD, NY and WA
• Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Use the GeoBlue Voyager quote tool on this page to figure out the prices. You may buy from the quote, too.

Medical Insurance Important Information

If you have individual or group medical insurance it will have deductibles and copays when you are out of network (out of the USA is out of network). And, did you know that Medicare doesn’t cover you outside the USA? If you get hurt (ie – hit by a cement truck) or sick on your trip and you don’t want to pay everything out of pocket yourself, you will need Travel Insurance.

Plus, Medical Evacuations are expensive. The GeoBlue Voyager includes coverage and assistance for medical evacuation.

Eligible Dependents

An Eligible Dependent means a person who is the Eligible Participant’s:

1. spouse; civil union partner, or domestic partner;
2. natural child, stepchild or legally adopted child who has not yet reached age 26;
3. own or spouse’s, civil union partner’s or domestic partner’s own child, of any age, enrolled prior to age 26, who is incapable of self support due to continuing mental retardation or physical disability and who is chiefly dependent on the Eligible Participant. The Insurer requires written proof from a Physician of such disability and dependency within 31 days of the child’s 26th birthday and annually thereafter;
4. For a person who becomes an Eligible Dependent (as described below) after the date the Eligible Participant’s coverage begins, coverage for the Eligible Dependent will become effective in accordance with the following provisions:
   1. Newborn Children: Coverage will be automatic for the first 31 days following the birth of an Insured Participant’s Newborn Child. To continue coverage beyond 31 days, the Newborn child must be enrolled within 31 days of birth.
   2. Adopted Children: An Insured Participant’s adopted child is automatically covered for Illness or Injury for 31 days from either date of placement of the child in the home, or the date of the final decree of adoption, whichever is earlier. To continue coverage beyond 31 days, as Insured Participant must enroll the adopted child within 31 days either from the date of placement or the final decree of adoption.
   3. Court Ordered Coverage for a Dependent: If a court has ordered an Insured Participant to provide coverage for an Eligible Dependent who is spouse, civil union partner, domestic partner or minor child, coverage will be automatic for the first 31 days following the date which the court order is issued. To continue coverage beyond 31 days, and Insured Participant must enroll the Eligible Dependent within that 31 day period;
5. grandchild, niece or nephew who otherwise qualifies as a dependent child, if: (i) the child is under the primary care of the Insured Participant; and (ii) the legal guardian of the child, if other than the Insured Participant, is not covered by an accident or sickness policy.

The term primary care means that the Insured Participant provides food, clothing and shelter on a regular and continuous basis.

A person may not be an Insured Dependent for more than one Insured Participant.

GeoBlue is a trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross Blue Shield Association.

Click here to get a GeoBlue Voyager quote. You may buy from the quote, too.

Cigna Global Medical Plans to Cover You
for a Trip of at Least 6 Months in Length

Cigna International Medical plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. They are specifically designed expat health insurance options to meet your needs, as well as to give you the flexibility you desire. Choose your level of cover and All amounts apply per beneficiary and per period of cover (except where otherwise noted).

Cigna Global covers Covid. Click here to view or download their pdf Covid coverage

Get Your Customized Cigna Global Health Plan quote

International Health Insurance is your essential cover for inpatient, day patient and accommodation costs, as well as cover for cancer, psychiatric care and much more. Our Gold and Platinum plans also give you cover for maternity care.

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has 60 million customer relationships around the world. Looking after them is an international workforce of 30,000 people, plus a network of more than 1 million hospitals, physicians, clinics and health and wellness specialists.

Cigna’s full-time, clinical team is led by physicians. They have years of experience in dealing with varied and unique clinical and service situations worldwide. Their vast experience means they provide high standards of healthcare, regardless of where you are in the world.

Cigna’s Global Health Mission

Everything we do is around our mission to help improve your health, wellbeing and sense of security.

Cigna’s customer care promise

• You can seek help for free any hour of the day or night
• You can talk to the right person at the right time. Our customer care team will direct your call to one of our healthcare experts
• You will have instant and easy access to healthcare facilities and professionals around the world.
• You’ll be reimbursed, wherever possible, within five days of receiving your claim. On the rare occasion you have to pay for your treatment directly
• You can receive payment in over 135 currencies

Get Your Customized Cigna Global Health Plan quote

Cigna Global International Medical Insurance Plans

Choose your level of cover from the table below. All amounts apply per beneficiary and per period of cover (except where otherwise noted). International Medical Insurance is your essential cover for inpatient, outpatient and accommodation costs, as well as cover for cancer, mental health care and much more. Our Gold and Platinum plans also give you cover for inpatient and daypatient maternity care.

Add Optional Benefits

Cigna Global Health Options helps you create a health insurance plan that’s perfectly tailored for the needs of you and your family by offering you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.

Click these links to learn more about the Optional Benefits:

• International Outpatient – Learn More
• International Vision & Dental – Learn More
• International Health & Wellbeing – Learn More
• International Medical Evacuation – Learn More

Get Your Customized Cigna Global Health Plan quote

CovidTripInsurance.com is a division of TripInsuranceStore.com

Protect Yourself and Travel with Peace of Mind

	Since Jan. 2005
Easily Contact CovidTripInsurance.com via email: steve [at] tripinsurancestore.com

TripInsuranceStore.com
PO Box 466
Owatonna, MN 55060
Local: 816-282-6858
Toll free : 1-888-407-3854

Office hours: (Eastern Time Zone)
Monday - Friday 9 am - 6 pm ET
Saturday 12 - 3 pm
Sunday 2 - 4 pm

We have multiple phone lines so you will probably reach Steve, Deanna or Kim live. If you get our voicemail, leave a message - we return calls promptly.